Renovation Budget Calculator

Plan a renovation budget with editable line items by category, contingency, tax, paid and remaining tracking, and CSV import and export.

  • Runs in your browser
  • Free, no sign-up
Line items

The starting rows are examples. Replace them with your own quotes, or import a CSV.

Line total $8,000

Line total $3,000

Line total $1,000

Line total $1,440

CSV columns: Category, Description, Quantity, Unit cost, Paid. Import replaces the current list. Your file is read in your browser and never uploaded.

Allowances

Reserve for unknowns, as a % of the items subtotal. Your choice.

Leave at 0 if your costs already include tax

Results

Total budget
$14,784
Including $1,344 contingency
Paid so far
$2,500
17% of budget
Remaining
$12,284

Paid vs total budget

By category

Kitchen
$11,000
Labour
$1,440
Bathroom
$1,000
Items subtotal
$13,440.00
Contingency (10%)
$1,344.00
Tax (0%)
$0.00
Total
$14,784.00
Line items
ItemCategoryTotalPaidRemaining
Cabinets (example)Kitchen$8,000$2,000$6,000
Benchtop (example)Kitchen$3,000$0$3,000
Wall tiles (example)Bathroom$1,000$500$500
Electrician (example)Labour$1,440$0$1,440

Tax is applied to the subtotal plus contingency. Paid amounts are compared with the total including contingency and tax.

This calculator produces an estimate from the figures you enter. It is not financial, tax or legal advice.Full disclaimer

How to use the renovation budget calculator

  1. Replace the example rows with your own items: category, description, quantity and unit cost from your quotes.
  2. Record what you have already paid against each item.
  3. Set a contingency percentage and a tax rate if your prices exclude tax.
  4. Review the total, paid and remaining amounts and the category breakdown.
  5. Export to CSV to keep a copy or edit in a spreadsheet, and import it back later.

Worked example

Four example items with 10% contingency

Cabinets $8,000, benchtop $3,000, 20 tiles × $50 = $1,000 and 16 electrician hours × $90 = $1,440 give a subtotal of $13,440. 10% contingency adds $1,344 for a total of $14,784. With $2,500 paid, $12,284 remains. The items and prices are examples only.

How it works

Line total = quantity × unit cost. Subtotal = Σ line totals. Contingency = subtotal × contingency %. Tax = (subtotal + contingency) × tax %. Total = subtotal + contingency + tax. Remaining = total − Σ paid. Categories sum their line totals.

Assumptions

  • All items, quantities and prices are yours; the starting rows are examples.
  • Contingency and tax rates are your own choices. Tax applies to the subtotal plus contingency.
  • CSV import expects the columns Category, Description, Quantity, Unit cost, Paid and replaces the current list.

Frequently asked questions

How much contingency should I allow?

It depends on the age of the property, how much is hidden behind walls and how firm your quotes are. Choose a percentage you are comfortable with and revisit it as quotes firm up.

Is my budget saved?

Not automatically. Use Export CSV to keep a copy, or Share to create a link containing your inputs. The link data sits after # and is not sent to our server.

Can I import from a spreadsheet?

Yes. Save your sheet as CSV with the columns Category, Description, Quantity, Unit cost, Paid. The file is read in your browser, never uploaded.

Limitations

  • No multi-currency support or schedule of payment dates.
  • Share links for very long lists can be long; use CSV export instead.